Kitchen Cabinet Financing in Connecticut
Flexible monthly payments for cabinets, vanities and countertops. Check your options in minutes. It won't affect your credit score.
- Soft credit check
- No home equity required
- No prepayment penalties
How financing works
Three simple steps from first idea to finished kitchen. You'll know your budget before we start designing.
- 01
Estimate your payment
Use the calculator below to see an estimated monthly payment for your project.
- 02
Check your options
Prequalify in a few minutes with a soft credit check and compare offers from multiple lenders through Hearth.
- 03
Design with confidence
Visit our Danbury or Waterbury showroom and design a kitchen that fits your style and your monthly budget.
Estimate your monthly payment
Enter your project cost and credit range to see an estimated payment. When you find a number that works, click Get Financing Options to see personalized offers.
Estimates are for illustration only. Your actual rate, payment and terms depend on your credit and lender approval.
Request a quote with payment options
Tell us about your project and we'll contact you to set up your free design consultation, including your monthly payment options.
What you can finance
Spread the cost of your kitchen or bath project into monthly payments.
Kitchen Cabinets
Semi-custom and custom cabinetry from the brands in our showrooms.
Explore cabinets →
Bathroom Vanities
Vanities and storage for primary baths, powder rooms and more.
Explore vanities →
Countertops
Countertop surfaces to complete your kitchen or bath.
Explore countertops →Loan terms are provided by Hearth's lending partners and vary by lender. Subject to credit approval.
Financing FAQ
Will checking my options affect my credit score?
No. Prequalifying through Hearth uses a soft credit check, which does not affect your credit score. A hard inquiry only happens if you choose an offer and complete a full application with a lender.
Who provides the financing?
Kitchenique partners with Hearth, a financing marketplace that connects you with multiple lending partners. Hearth does not make loans itself; your loan is with the lender you choose.
How much can I borrow?
Loan amounts go up to $250,000, depending on your credit profile and the lender.
Can I check my options before my design is final?
Yes. You can prequalify based on an estimate so you know your budget before you design, then adjust once you have your final quote from your designer.
Are there prepayment penalties?
No. You can pay off your loan early at any time without a prepayment penalty.
Do I need home equity to qualify?
No. Home equity is not required to qualify.
Is financing available at both showrooms?
Yes. Financing is available for projects through both our Danbury and Waterbury showrooms.
Financing disclosures
Financing is offered through Hearth's network of lending partners. Hearth is a licensed broker (NMLS ID# 1628533) and does not make loans or credit decisions. All loans are subject to credit approval by the lender. Rates, terms and loan amounts vary based on creditworthiness and lender. Prequalification uses a soft credit inquiry; a hard inquiry may occur if you accept an offer and complete a full application.